Smart Tips to Maximize Credit Card Benefits


Have you ever asked yourself if you’re making the most out of your credit card? Are there more benefits to these than what you are getting? To reveal the truth, there is more to credit cards than meets the eye! All you have to do is learn more about credit cards as you continue to use them.

A credit card is a modern-day financial tool that can benefit users as well as lenders. However, the smart way to make the most out of a credit card is to use it responsibly. If you are smart with its usage, you can maximize your savings and gain multiple benefits at the same time.

Here are some credit card tips and tricks that can help you maximize the gains out of them:


  • Choose a credit card as per your lifestyle:


Different credit cards cater to different lifestyles. These offer various benefits and reward programs accordingly. Various credit cards are designed specifically for travelers, shoppers, first-time users, high net-worth individuals, etc.

To maximize benefits from your credit card, always aim to align it with your lifestyle. For instance, if you mostly use your credit card for spending on groceries and household shopping, go for a credit card that offers discounts on the same. If you are into travelling, find a card that offers cheaper flights tickets and discounted hotel bookings. Those who enjoy premium benefits should look for a credit card that gives high-end benefits like free golf lessons, luxury resort stays, etc.

It doesn’t make sense to have a card that offers benefits that are never going to be used. You may opt for a travel card, but if you use a flight only once a year, you will not gain out of your credit card as much as you would expect.


  • Opt for multiple credit cards:


Since every credit card has its own set of benefits, owning multiple credit cards can help in maximizing the benefits. The benefits of various cards put together can add up to several savings. For instance, you can go for a credit card that offers rewards on groceries and another that has travel benefits for buying airline tickets. This will help you to tap into various reward programs and maximize benefits. 


  • Choose cards with different billing cycles:


Ensure to have a gap of at least 12 to 15 days between the billing cycles of different credit cards that you own. With 2 cards that have different billing cycles, you will be able to use one credit card for the first 15 days of the month and the second one in the latter half of the month. It will also allow you to use the grace period of both the credit cards and have more time between your credit card usage date and the bill payment date. 


  • Look at your card as a budgeting tool:


Try to make all your spending using your credit card. This will help you to know exactly your monthly spending and the various categories of expenditure you have every month. Simultaneously you’ll also continue to earn rewards for all your expenses.

You should only do this if you have the capacity to pay off the entire bill on time and each time. Never spend more than what you can afford else you may land up in a debt trap without realizing it.


  • Monitor your card statement and track credit score:


If you frequently use your credit card, the best way to make the most of it is to regularly check your card statement. This will help you to know all your expenses and highlight any false charges that may have been applied. It will give you a true picture of how much you have spent and whether you can afford it.

Regularly check your free credit report online to know your credit score and credit behavior so far. The credit score listed in your credit report is calculated by a credit bureau. Frequently checking your credit report can help you to check the accuracy of the report. In case you have missed any EMIs or credit card bill payments, your credit report will reflect the same.

Credit card usage tips for first-time users

Here are some tips on credit card usage for first time users:

  • Always spend within your budget and avoid overspending with your credit card because of the easy availability of funds
  • Watch out for mobile alerts and keep a tab of your spending through the card. This will help you to stay within a budget and alert you in case you are approaching the credit limit
  • Always pay the credit card bill on time every month. If you only pay the minimum amount due, it can result in high-interest rates being charged on the remaining balance.
  • In case you are unable to pay the entire credit card dues, ensure to pay as much as you can. Try to convert the remaining balance into EMIs as soon as you can. This will save you from additional charges and allow a lower interest rate.


While making the most of your credit cards, try to avoid depending entirely on them. With credit cards, it is easy to get into a debt trap and difficult to get out of it sooner. Hence, the best credit card tip for maximizing benefits is to check your spending, be disciplined and be aware of all the features of your card.

Meta Descriptions

Get the most value out of your credit card. Learn these credit card dos and don’ts to gain maximum benefits while ensuring a good credit score. 

What is the benefit of a Custom Web Development Company?



The majority of individuals choose to create their own website, but will you be able to keep up with the latest trends and technology? Maybe, but it will be not up to par. As a result, you should hire a custom app development company. The Mobile App Development Services India provides you with a plethora of benefits while operating in accordance with the latest trends, allowing you to stand apart from the competition

It’s more than just developing a website when it comes to custom web development. It allows you to develop a one-of-a-kind website and obtain a competitive advantage over your competitors. Pre-made templates can also work; however custom web development is preferable as they offer specific advantages over standard website designs. Furthermore, let’s now understand how a custom web development company can benefit your business.


Benefits of Custom Web Development Company

Here are the benefits of custom web Development Company providing the best Mobile App Development Services India.


If you choose custom web development, you can build your website exactly how you want it. The custom web development company you select will obtain a thorough understanding of your company’s branding, including how you want your website to look, who your target audience, and so on. As a result, the end result will be totally personalised and tailored to your marketing strategy.


By using Mobile App Development Services India, you allow your in-house team of business professionals to be more flexible. As a result, they are able to concentrate on their primary competencies. Web developers, on the other hand, adhere to industry best practices, and the agile methodology enables the collaboration team to work quickly while being flexible.

Advanced User Experience

If you wish to develop an aesthetic design and an interactive user experience for your website visitors, custom web Development Company will be best option. This results in higher user engagement and interaction with visitors is more efficient. Furthermore, custom-built mobile application is more user-friendly and anticipates customer expectations, allowing the development process to tailor accordingly.


A web design can includes functionality, but it won’t be adapted to meet your specific requirements. Meanwhile, a custom web design enables a user to perform a specific action on your site that produces a result that is unique to your company or to process custom website capabilities.


The cost is an essential factor to consider while outsourcing. The value of developing a web application is influenced by the technology stack chosen, the features provided, and the entire project size. When you employ a custom web development company, you will get high-quality services at affordable prices.

SEO Optimized

The web developer develops a site that is well-ranked in search engine results. With appropriate keywords and metadata they help search engines recognize your site as trustworthy, interesting, and effective. As a result, hiring a custom web development company will help you save time and money.


These are just the few benefits. Hiring a web development company can benefits you in unlimited ways. So, why to wait any longer, hire them, now and enjoy the benefits of mobile application service India.

What are the tips for planning a successful surfing trip?

A surfing trip may be a life-changing adventure, as you travel to exotic locations and ride world-famous waves. Not only that, but it is a fantastic way to meet new people and learn about different cultures. However, you must be well prepared to have a successful surfing trip. This will allow you to get the most out of your surfing lessons, enjoy your time with other travellers and surfers, and completely immerse yourself in the culture. Here are a few pointers to help you arrange an unforgettable surfing trip:

Make an informed decision on where to go surfing.

With so many amazing surf sites to select from, it is good to start planning ahead of time. This will help you to weigh the benefits and drawbacks of visiting a specific location at a specific time of year. You may check the surf forecasts to see when the optimum conditions for good swells and consistent waves are. Also, check the surf trip in the north of Portugalwith great surfing spots on beautiful beaches.

Learn surfing 

You can enrol in a beginner surf camp if you have never surfed before. Once you have gained some experience, you may either go on a solo surf trip or enrol in a surf camp for expert surfers, which will provide all of the necessary instruction to ensure that you are in the right position at the right time to catch the wave of your life. There is also one of the most inexpensive ways to visit different surf places in Germany.

Take care of your files and records.

Take your foreign passport, driver’s licence, insurance paperwork, and all information on the sites, lodgings, and contacts you want to see. Your passport should be valid for at least six months and have room for further visas if needed. Ensure you have emergency contact numbers and travel insurance available 24 hours a day, seven days a week. Give a close relative or friend at home a copy of your itinerary, including trip dates and lodging information.

Make sure you have enough money.

If you run out of money, you will not be able to survive for long. Determine how much you will require daily. Also, the surf trip in the north of Portugalcan offer surfing packages to you at an affordable price. Some camps also provide daily meals, airport transportation, massages, and yoga courses, among other things. Ask the hosts what is included in the fee and how much money you will need each day.

Protect your surfboard

While in transit, keep your surfboard as safe as possible. Getting the correct style of surfboard backpack is essential for this purpose, especially if you will be transporting multiple surfboards. Choose a bag with extras that will safeguard your surfboard. Before packing the boards into your backpack, remove all wax from them. Always remember to label both the inside and outside of your luggage with all of your contact information.

Take pleasure in the companionship of other surfers.

Surf camps can be found within 500 metres or further from the beach at popular surf places in France. These camps typically include hostel-style lodging in dorms or individual rooms. Surfing equipment can also be rented from well-known camps.

Select a convenient mode of transportation.

In the United Kingdom, there are different ways to get to the surf spot, depending on your destination. Some are located near international airports and can be reached by using a public bus. Others are more difficult to reach and may necessitate the rental of a car or even a boat. If you enjoy driving along the coast and seeing distant areas while surfing as many different waves as possible, surfing road vacations are a great option.

The end line

It is critical to select the appropriate venue; if you are travelling with children; several surfing areas in Spain are good for children and acceptable for adults. This will ensure that your time with your family or friends is both memorable and enjoyable.

How Podiatrist is helpful?

Podiatrists are the ones who are a medical specialist and they help people with problems that affect your feet or lower legs.  So they help in providing treatment of injuries along with other complications. It also cures health issues such as diabetes and they are known as physician or the doctor of Podiatric medicine.

How they are giving treatments?

Well, every section is divided and every section has their people to treat. Podiatrists are doctors; the only thing which sets them apart is they do not give any traditional medical treatment. The best part about them is said to be that they have their own schools and professional associations. And they are the ones who has even ‘’DPM’’ (doctor of podiatric medicine) after their names instead of ‘’MD’ (medical doctor).

Podiatrists are also the ones who do surgery, prescribe drugs, and reset broken bones and order lab tests or X- rays.  But those who gets confused between a podartists and orthopaedists, it is for them for their better understanding. Both have one thing in common that is they both are health specialists and they are known for offering the best treatment.  So the process of studying is also the same rigours period of schooling and it is about four years of continuous hard work. But orthopedists are not the medical doctors and this is why, people get confused at.  Their treatment criteria are limited and they are as follows: ankle, foot areas and surgery sort of treatment. Whereas, podiatrists are known for offering treatments like calluses, fallen arches, toenails, heel spurs and issues related to abuse or the injuries. They are better at offering treatment for these things and also with the utmost convenience.

The job of Orthopedists –

Orthopedists are surgeon and also a medical doctor and they gives treatment for the Hammer Toes, Bunions and Achilles Tendinitis and they have this nature of treating whole body and treat every little part of the body. Today health is one of the main concerns and that is why, people are taking care of themselves. But just in case, if someone is having issues in the extremities then it is the job of orthopaedists to turn their attention to the underlying bones and along with this it also includes list such as ligaments, muscles and tendons.

Those who get issues into their foot and ankle they visit to the podiatrist for taking care of their ankles and foots. Foots and ankles are the ones who carries our whole weight of body so they also need extra care from us. But no one knows what will happen and ankle and foots are even softest part if they get strained or damaged somehow then these podiatrists are the ones whom ill fix it.

See our Orthopedist for your foot condition –

Those who are having any foot and ankles issues they can surely go for Orthopedist. There are many orthopaedist available and they are here to help people with their issues.

Conditions Podiatrists Treat

So we all are humans and things happen and it also gets okay, so there is nothing like worrying too much. There are different types of doctors but to cure your foot and ankles there is a specialist and they are known for curing it. So here are the things it is able to cure and they are such as –

  • Fractures and Sprains – Yes, these are two most common issues which people have into their lives and podiatrists help people in treating them. It is kind of problem, which is so common and regular that people often visit with such issues when they are affected with their foot and ankles. Many athletes get involved into such issues and then they visits tot the podiatrists and they get their cure here. Actually, earlier when medical did not grow by then people used to go to only one doctor. But since advancement has developed and grew in every area and doctors started doubling the number. Then many specialists came out and podiatrists are the ones and they came for treating ankles and foot.
  • Diabetes – This is one of the biggest issues which have affected many lives. Majority of people suffers from the diabetes and this has become an issue with time. Actually, when anyone gets affected with diabetes then it creates a hormone and this is also called insulin. And this is one of most dangerous thing. The work of insulin helps people in digesting sugar and this diabetes can be responsible for damaging the nerves in the feet or legs. Diabetes is also responsible for creating serious complications and about 65,000 people have got affected with this. In that case, podiatrists helps people in preventing and if people gets issues.
  • Growing pains – This is also one of issues sometimes people has to face and sometimes feet of their child gets inward or seems flat or their toes even do not get lined up. Well, in that case, these podiatrists cures these things and helps people in getting fine. This problem is usually seen in many children and it happens at a young age and if that will not be cured. But anyone goes to the podiatrists at the right time they can cure these issues.
  • Heel Pain – This is also one of the most common problem people has and people are suffering from. The age is not limit now and most of the people have got affected and their heel spurs a build-up of the calcium at the bottom of the heel bone. The heel issues happen because of many reasons sometimes it happens because of ill- fitting shoes, or being overweight. So in that case these podiatrist help in the best way and it even gets cure in the right way. Heel pain is the most common issues people have. But curing it the right time is necessary otherwise people can fall into many issues. So you have options now and you can go for them to cure your ankle and feet and get the best treatment.

Why people need to visit to the podiatrists?

We all use our feet and does whole work and most of the middle aged people get indulge into this.  We all have walked 75, 000 miles this problem usually happens with people. Feet needs care and if it gets fractured you can visit to the podiatrists and know when people visit –

  • Foot Pain
  • Scaling on peeling on your soles
  • Cracks or cuts in your skin
  • Thick or discoloured toenails
  • Growths like warts

How you can take care of yourself?

Yes, we all have our body to take care of and no one knows that people can have any problem at anytime. Life is full of challenges but since these medications have improved things have started changing and people started getting relief.  Podiatrists have best cure and orthotics, padding or the physical therapy for treating the problems.  They can also treat the best possible way and that is why, these medicines have been brought into the market. People are full options now and they can go and get cured from it. So you need to take care of your health and body and for that know where to visit in the hour of need.

You can go and talk to the podiatrists in the hour of issues and need and find your best cure. With time science has improved and things have started changing for people and these medicines have also made things easy for people. Earlier when science was not so improved by that time, things were not so easy. But when things are easy now people are getting so much of choice and this is how things are becoming easy and simple. People today are having much option and they can sue them pretty well to cure and give themselves the best treatment.

Winding up

Podiatrists are today standing with everyone who is looking for the right treatment for their ankles and heels.  So there are so many medical stores have opened up and people can visit and look for the cure.  So go and look and ask and if you ask for the things you want to know. There are many podiatrists and you can look for their numbers if you have any ankle or feet issues they are there to solve all the issues.


H1N1 Influenza vs. COVID-19: Pandemic Comparison

pandemic happens when a disease spreads across many different countries or continents, impacting a large number of people. When you think of a pandemic, COVID-19 probably comes to mind.

However, in addition to the COVID-19 pandemic, we’ve also experienced another pandemic relatively recently: the 2009 H1N1 influenza pandemic.

You may be curious how these two pandemics compare with each other. Keep reading as we break down their similarities and differences below.

Quick comparison table

Before we go on to compare the two pandemics in more detail, here are some fast facts about each of them.

2009 H1N1 Influenza COVID-19
Year started – year ended 2009–2010 2020–present
Worldwide deaths about 284,000 in the first 12 months about 2,000,000 in the first 12 months
Virus 2009 H1N1 influenza virus SARS-CoV-2 coronavirus
Transmission respiratory droplets, contact with contaminated surfaces, asymptomatic spread respiratory droplets, contact with contaminated surfaces, asymptomatic spread
Contagiousness less contagious than COVID-19, contagious from 1 day before symptoms begin until 5 to 7 days after becoming sick more contagious than 2009 H1N1 influenza, contagious from 2 days before symptoms begin until 10 days after testing positive
Symptoms fever and chills, fatigue, cough, body aches and pains, headache, sore throat, runny or stuffy nose, digestive symptoms like diarrhea and vomiting similar symptoms to 2009 H1N1 influenza, but also includes loss of smell and taste
Symptom onset sudden after 1 to 4 days gradual after 2 to 14 days
Age group most impacted people younger than 30 adults over age 30
Illness severity 94–98 percent mild 80 percent mild, 20 percent severe or critical
Risk factors being 65 years or older, being younger than 5 years old, being pregnant, having certain underlying health conditions being 65 years or older, being pregnant, having certain underlying health conditions
Complications pneumonia, worsening of underlying health conditions, secondary bacterial infections, respiratory failure, inflammation of tissues of the heart, brain, or muscles, injury to the kidneys or liver, acute respiratory distress syndrome (ARDS), sepsis same complications as 2009 H1N1 influenza, but also includes:
long-haul COVID-19, blood clots, multisystem inflammatory syndrome in children (MIS-C)
Treatments supportive care, FDA-approved antiviral medications like oseltamivir (Tamiflu) supportive care, FDA-approved antiviral remdesivir (Veklury), various treatments under Emergency Use Authorization
Vaccines several vaccines developed several vaccines developed
There is hope ahead

Watch Lesley Stahl, Alyssa Milano, D.L. Hughley & more as they recount the past year and look ahead to the future. Watch our insightful and uplifting conversation on hope, vaccines, mental health & more.

Similarities between the H1N1 and COVID-19 pandemics

Let’s look at some of the similarities between the 2009 H1N1 influenza and COVID-19 pandemics.


Both 2009 H1N1 influenza and COVID-19 can be transmitted in similar ways. These include:

  • Respiratory droplets. These are tiny droplets that are made when a person who has the virus talks, sneezes, or coughs. If you inhale these droplets, you can contract the virus.
  • Contaminated objects. Respiratory droplets containing virus can land on things like countertops and doorknobs. You can contract the virus by touching these things and then touching your mouth, nose, or eyes.

It’s also possible for a person to pass both viruses when they don’t have any symptoms. This is called asymptomatic transmission.


Both 2009 H1N1 influenza and COVID-19 are respiratory infections that share many symptoms in common. These can include:

  • fever and chills
  • fatigue
  • cough
  • body aches and pains
  • headache
  • sore throat
  • runny or stuffy nose
  • digestive symptoms like diarrhea and vomiting

One symptom that’s unique to COVID-19 is loss of smell and taste.

The 2009 H1N1 influenza and COVID-19 can range from mild to severe. In both pandemics, certain groups were at an increased risk for severe illness.

Risk factors

The groups at risk for complications from 2009 H1N1 influenza and COVID-19 have significant overlap. They include:

  • adults aged 65 and over
  • pregnant people
  • those with certain types of underlying health conditions

Underlying health conditions that can contribute to complications include:

  • chronic lung diseases, such as asthma, chronic obstructive pulmonary disorder (COPD), and cystic fibrosis
  • developmental disorders like Down syndrome
  • diabetes
  • heart disease, including heart failure or coronary artery disease
  • kidney disease
  • liver disease
  • neurological conditions, such as stroke and dementia
  • sickle cell disease
  • weakened immune system due to cancer treatments, HIV/AIDS, or immunosuppressive drugs

Additional high risk groups for the 2009 H1N1 influenza

Some additional groups that were at a higher riskTrusted Source for serious illness during the 2009 H1N1 influenza pandemic included:

  • children under the age of 5
  • people under the age of 19 who were receiving long-term aspirin therapy

Additional high risk groups for COVID-19

Additionally, people with the following underlying health conditions are at a higher riskTrusted Source for severe illness from COVID-19:

  • hypertension
  • having overweight or obesity
  • smoking
  • substance use disorders


Both 2009 H1N1 influenza and COVID-19 can lead to similar complications, including:

  • pneumonia
  • worsening of underlying health conditions
  • secondary bacterial infections
  • respiratory failure
  • inflammation of tissues of the heart, brain, or muscles
  • injury to the kidneys or liver
  • acute respiratory distress syndrome (ARDS)
  • sepsis

COVID-19 also has a few additional complications, including:

  • long-haul COVID
  • blood clots
  • multisystem inflammatory syndrome in children (MIS-C)


After the emergence of 2009 H1N1 influenza and COVID-19, efforts were quickly made to develop a vaccine.

Over the course of the 2009 H1N1 influenza pandemic, a total of fiveTrusted Source vaccines were approved by the Food and Drug Administration (FDA). These vaccines were developed using the same technology that had previously been used for seasonal flu vaccines.

According to the World Health Organization (WHO)Trusted Source, over 200 COVID-19 vaccine candidates are in development at the time of this article, with at least seven different vaccines currently in use across the globe. They use a variety of different technologies, including:

  • mRNA (Pfizer-BioNTech, Moderna)
  • viral vectors (Johnson & Johnson, Oxford-AstraZeneca)
  • protein subunits (Novavax)

Three vaccines are currently authorized by the FDA for emergency use in the United States. These include the vaccines produced by:

  • Pfizer-BioNTech
  • Moderna
  • Johnson & Johnson